Long-Term Care Planning

Healthcare is one of the largest expenses faced by many Americans in retirement. And, while we all hope to live long, healthy lives with little need for medical intervention, it’s important to plan for the unexpected, especially when medical expenses and long-term care costs have the potential to significantly erode your retirement savings.

Long-term care insurance helps pay for the expenses of a nursing home, assisted living facility or home healthcare provider, but it can be difficult to know if and when a long-term care policy is necessary. If you wait too long to initiate coverage, you might not qualify. We will help you analyze the cost and benefits on purchasing too early or too late and how it impacts your specific situation.

We help you evaluate your long-term care insurance options and identify a strategy for ensuring proper coverage.